Non Resident Indian (NRI) Home Loan in IndiaNo matter where you are in the world. But there is one place you can call home. When It comes of making a nest at place where your heart flies, we will help you at every step in your home loan requirement to make your dream come true. We help you through the process of taking an OCI Home Loan from application to disbursement loan.
You can take a Non Resident Indian (NRI) home loan even when you are not in India. You can simply give POA to your relative to do formalities on your behalf |
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More about NRI Home Loan in India
You can get NRI Home Loan for-
- Purchasing a ready to occupy apartment or house
- Purchasing an under-construction apartment or house by an approved developer
- Purchasing of Plot
- Extension and renovation of home already owned by you
NRI Home loan Key Features
- Loans up to 80% of your property value
- Attractive interest rates
- The Equated Monthly Installments (EMIs) will be serviced from your NRI / NRO account
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NRI Home Loan in India Through HDFC
Housing Development Finance Corporation Limited (HDFC Ltd.) was established in 1977 with the primary objective of meeting a social need of encouraging home ownership by providing long-term finance to households. Over the last three decades.
HDFC has a wide network of 322 offices catering to over 2,400 towns & cities spread across the country. It also has offices to provide housing loans and property advisory services to Non-Resident Indians (NRIs).
HDFC's wide product range for housing loan includes loans for purchase and construction of a residential unit, purchase of land, home improvement loans, home extension loans etc
The HDFC Advantage
All India Loan Application At One Place
For all Overseas Citizen of India we have application login center in New Delhi. Here you loan application will be accessed and will be sanctioned at Delhi office with feed back from your local center. Your loan can be taken at your property location any where in India.
HDFC has a wide network of 322 offices catering to over 2,400 towns & cities spread across the country. It also has offices to provide housing loans and property advisory services to Non-Resident Indians (NRIs).
HDFC's wide product range for housing loan includes loans for purchase and construction of a residential unit, purchase of land, home improvement loans, home extension loans etc
The HDFC Advantage
- Pioneers of Housing Finance in India with over 34 years of lending experience.
- Widest range of home loan.
- Vast network of over 322 interconnected offices which includes 3 international offices.
- Most experienced and empowered personnel to ensure smooth & easy processing.
- Online loan application facility at and across-the-counter services for repayments.
- Flexible loan repayment options
- Free & safe document storage.
All India Loan Application At One Place
For all Overseas Citizen of India we have application login center in New Delhi. Here you loan application will be accessed and will be sanctioned at Delhi office with feed back from your local center. Your loan can be taken at your property location any where in India.
NRI Home Loan documents
- Application Form with photograph
- Notorized Photo copy of passport
- Photocopy of the Employment Contract or Labor Contract and English translation countersigned by your employer
- Latest 3 months salary slip (in English) specifying the name (as it appears in the passport)
- Photocopy of Identity card / Labour card
- Photocopy of valid resident visa stamped on the passport
- Overseas Bank Account and NRE/NRO statement for the last six months.
- Continuous Discharge Certificate (CDC)- if applicable
- Latest Credit Bureau Report [Applicable to customers residing in countries where Credit Bureaus exists. eg. USA, UK etc.]
- Property related documents along with appropiate following format
(c) No format for direct builder property
- Processing fee cheque in Favor of HDFC Ltd
- Power Of attorney - In case you are not available in India to do loan formalities and do property transaction
- Call +919810018987 to process your home loan
To know more about property purchase & home loan regulation in India, visit RBI website's links
Acquisition and Transfer of Immovable Property in India by a person resident outside India
Foreign Exchange Management (Acquisition and transfer of immovable property in India) Regulations, 2000
Foreign Exchange Management (Acquisition and transfer of immovable property in India) Regulations, 2000
Material Fact
We, Joy Loan are Delhi NCR based associate of HDFC Ltd. Information displayed on this page are fact of common knowledge as associate of HDFC Ltd or other sources as news / internet / electronic / print media. HDFC Logo displayed in this website (If anywhere) is trade mark of HDFC Ltd.
Before you submit your information to us, ensure that you have understood terms of use of this website
Before you submit your information to us, ensure that you have understood terms of use of this website