HDFC Home Loan Rate of Interest
|
Your details are safe with us. Read Privacy Policy and terms of use
|
Address of HDFC branch in Faridabad
- FIRST FLOOR, ANSAL PLAZA, SECTOR 15-A, MATHURA ROAD, FARIDABAD - 121001
Products Offered by HDFC
HDFC offers vast variety of products that suits your requirements. If you are searching for property, you can choose to take pre approval of your home loan so it becomes quicker to make payment to seller when you finalizes property. You can also seek pre sanction of your housing loan if you are not sure about your loan eligibility, so when you know what is your loan eligibility, you can choose your property accordingly. Following are products offered by HDFC Ltd.
Home LoanPurchase of new / old dwelling house, flat bungalow etc
Construction of house. Purchase of plot of land for construction of a house. Repaying a loan already taken from other Housing Finance Company / Bank (Balance Transfer). Repayment period up to 20 years (floating rate option). |
Loan Against PropertyIt is provided by mortgaging any existing property owned by the you. The loan can be used for meeting any personal requirements such as marriage expenses, further studies, etc. LAP can be availed against residential & commercial property
|
NRI / PIO Home LoanFollowing type of loan are available to NRIs
|
Commercial Property LoanCommercial property loan can be availed by professional (Doctor, CA, Architects or advocates etc) looking to buy property for business purpose or may require funds for up-gradation of operations.
Other self employed can also take commercial property loan to purchase their office places or shops etc. |
Lease Rental Discounting (LRD)You can avail property loan against your leased property. You can pay emi of the loan to be availed by rental earnings from the leased property. While giving you a loan on Lease rental discounting it is important to assertain Profile of the lessee, credit worthiness of the lessee in terms of rent paying capacity
|
Top Up LoanYou can apply for an additional loan on an existing loan with HDFC or can ask for that extra amount along with a balance transfer. This is usually extended as a personal loan against the mortgage of the property. We have competitive balance transfer and top up option in our bouque. The LTV on top up loans is restricted to 80% of the market value of the property
|
Types of Properties in Faridabad
There is majorly 2 types of properties. First one is authorized property and second is unauthorized property.
Authorized Property
Authorized Property can be further classified in to 3 categories. And based on these category loan from different banks and NBFC can be availed
- In Faridabad there are authorities like HUDA, Housing Board and MCF etc. which developers and allots properties in different sectors and housing societies. They do all the formalities to get the approval from district and town planer for sanction of their projects and properties. Home Loans for almost every such property is available through HDFC.
- There are many builders in Faridabad like BPTP, Omaxe, Puri, Ansals, Piyush Group, Paras Developers, Eros, Era, Mahindra etc which either construct properties or allots land for residential / commercial and industrial purpose. When they executes any project they takes necessary permission from competent authorities for clearance of project such as fire department, forest department, civil aviation, district and town planer etc.
Home Loan on builder properties are available in their construction time. It is because HDFC underwrites projects based on economical and other feasibility and on reputation of builder they offers different loan schemes on any project as construction linked, flexi payments, down payment or subvention plans.
After possession being handed to customers, Home loans are available on all these properties. - There are many colonies in Faridabad like SGM Nagar, Sanjay Colony, Chawla Colony, Dabua Colony etc which were sold by land owners to people without getting any clearance from any authority for using that land for residential / commercial or industrial use. But after area got populated and on request of such inhabitants these areas are converted in to authorized. After authorization, government charges appropriate development charges from these area and provides people with necessary amenities and cleanliness. To Know loan option available on such properties, call our phone number given above.
Unauthorized Property
Properties which are sold by land owners to people without getting any clearance from relevant department for conversion of use of property are not authorized by government agencies for using that land for residential / Industrial / Commercial use. To Know loan option available on such properties, call our phone number given above.
About Faridabad
A Glance at Faridabad - Faridabad came into existence on 15 August 1979. As per provisional data of 2011 census Faridabad had a population of 1,404,653. The literacy rate of Faridabad is 84.88 per cent. Faridabad is also know for Tourist Places like Badkhal Lake, Farid Suraj Kund Tourist Complex and crafts fair, Raja Nahar Singh Palace etc apart from Rose Garden and Town Park
Faridabad as Housing option
Faridabad due to its proximity to New Delhi is next destination in NCR growth. Here more than 25 builders are coming up with around 100 projects. Which is apart from sector’s developed and allotted by HUDA and Housing Board Haryana. Home Loan in Faridabad is available on all these properties through all banks and financial Institutions.
Material Fact
We, Joy Loan are Delhi NCR based associate of HDFC Ltd. Information displayed on this page are fact of common knowledge as associate of HDFC Ltd or other sources as news / internet / electronic / print media. HDFC Logo displayed in this website (If anywhere) is trade mark of HDFC Ltd.
Before you submit your information to us, ensure that you have understood terms of use of this website
Before you submit your information to us, ensure that you have understood terms of use of this website