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Products Offered by HDFC
HDFC offers vast variety of products that suits your requirements. If you are searching for property, you can choose to take pre approval of your home loan so it becomes quicker to make payment to seller when you finalizes property. You can also seek pre sanction of your housing loan if you are not sure about your loan eligibility, so when you know what is your loan eligibility, you can choose your property accordingly. Following are products offered by HDFC Ltd.
Home Loan
Purchase of new / old dwelling house, flat bungalow etc
Construction of house.
Purchase of plot of land for construction of a house.
Repaying a loan already taken from other Housing Finance Company / Bank (Balance Transfer).
Repayment period up to 20 years (floating rate option).
Construction of house.
Purchase of plot of land for construction of a house.
Repaying a loan already taken from other Housing Finance Company / Bank (Balance Transfer).
Repayment period up to 20 years (floating rate option).
Loan Against Property
It is provided by mortgaging any existing property owned by the you. The loan can be used for meeting any personal requirements such as marriage expenses, further studies, etc. LAP can be availed against residential & commercial property
NRI / PIO Home Loan
Following type of loan are available to NRIs / PIO
- Purchase of flats/house
- Construction
- Extension of flats/house
- Plot purchase
- Repairs/renovations to existing flats/house
Commercial Property Loan
Commercial property loan can be availed by professional (Doctor, CA, Architects or advocates etc) looking to buy property for business purpose or may require funds for up-gradation of operations.
Other self employed can also take commercial property loan to purchase their office places or shops etc.
Other self employed can also take commercial property loan to purchase their office places or shops etc.
Lease Rental Discounting (LRD)
You can avail property loan against your leased property. You can pay emi of the loan to be availed by rental earnings from the leased property. While giving you a loan on Lease rental discounting it is important to assertain Profile of the lessee, credit worthiness of the lessee in terms of rent paying capacity
Top Up Loan
You can apply for an additional loan on an existing loan with HDFC or can ask for that extra amount along with a balance transfer. This is usually extended as a personal loan against the mortgage of the property. We have competitive balance transfer and top up option in our bouque. The LTV on top up loans is restricted to 80% of the market value of the property
About Housing Development Finance Corporation Limited (HDFC Ltd.) :-
Housing Development Finance Corporation Limited (HDFC Ltd.) was established in 1977 with the primary objective of meeting a social need of encouraging home ownership by providing long-term finance to households. Over the last three decades.
HDFC has a wide network of 322 offices catering to over 2,400 towns & cities spread across the country. It also has offices in Dubai, London and Singapore and service associates in the Middle East region, to provide housing loans and property advisory services to Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs).
HDFC's wide product range includes loans for purchase and construction of a residential unit, purchase of land, home improvement loans, home extension loans, non-residential premises loans for professionals and loan against property.
The HDFC Advantage
HDFC has a wide network of 322 offices catering to over 2,400 towns & cities spread across the country. It also has offices in Dubai, London and Singapore and service associates in the Middle East region, to provide housing loans and property advisory services to Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs).
HDFC's wide product range includes loans for purchase and construction of a residential unit, purchase of land, home improvement loans, home extension loans, non-residential premises loans for professionals and loan against property.
The HDFC Advantage
- Pioneers of Housing Finance in India with over 34 years of lending experience.
- Widest range of home loan.
- Vast network of over 322 interconnected offices which includes 3 international offices.
- Most experienced and empowered personnel to ensure smooth & easy processing.
- Online loan application facility at and across-the-counter services for repayments.
- Flexible loan repayment options
- Free & safe document storage.
Through HDFC's vast branch network you can purchase your dream home any where in India. In Delhi / NCR HDFC has vast branch network. We help your to realize your dream property any where in Delhi / NCR. ie Delhi, Gurgaon, Noida, Faridabad, Ghaziabad or any where else in India. We also facilitates your home loan if your are an Indian living outside India as NRI or PIO. You can also call our direct Delhi number in case you are living in NCR region and wish to purchase a property anywhere in India. Your Login, sanction and disbursement will be taken care in your home city. You can also choose to take disbursement in city where you are choosing property.
Material Fact
We, Joy Loan are Delhi NCR based associate of HDFC Ltd. Information displayed on this page are fact of common knowledge as associate of HDFC Ltd or other sources as news / internet / electronic / print media. HDFC Logo displayed in this website (If anywhere) is trade mark of HDFC Ltd.
Before you submit your information to us, ensure that you have understood terms of use of this website
Before you submit your information to us, ensure that you have understood terms of use of this website