HDFC Home Loan Rate of Interest
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Address of HDFC Branches in Delhi
- CONNAUGHT PLACE : 2ND FLOOR, 44 REGAL BUILDING, CONNAUGHT PLACE, NEW DELHI – 110001
- NETAJI SUBHASH PLACE : 251, 2ND FLOOR, TOWER B, AGARWAL CYBER PLAZA, NETAJI SUBHASH PLACE, NEW DELHI – 110034
- MUNIRKA : THE CAPITAL COURT, MUNIRKA, OUTER RING ROAD, OLOF PALME MARG, NEW DELHI – 110067
- LODHI ROAD : INDIA HABITAT CENTRE, CORE 6A, 5TH FLOOR, LODHI ROAD, NEW DELHI – 110003
- VIKAS PURI : 23-28, MAJESTIC TOWER, UPPER GROUND FLOOR, COMMUNITY CENTRE, VIKAS PURI, NEW DELHI – 110018
- DWARKA : HDFC LTD, HL WINGS, 1ST FLOOR, SECTOR-11, PLOT-2, POCKET 4, DWARKA, NEW DELHI - 110075
Products Offered by HDFC
HDFC offers vast variety of products that suits your requirements. If you are searching for property, you can choose to take pre approval of your home loan so it becomes quicker to make payment to seller when you finalizes property. You can also seek pre sanction of your housing loan if you are not sure about your loan eligibility, so when you know what is your loan eligibility, you can choose your property accordingly. Following are products offered by HDFC Ltd.
Home LoanPurchase of new / old dwelling house, flat bungalow etc
Construction of house. Purchase of plot of land for construction of a house. Repaying a loan already taken from other Housing Finance Company / Bank (Balance Transfer). Repayment period up to 20 years (floating rate option). |
Loan Against PropertyIt is provided by mortgaging any existing property owned by the you. The loan can be used for meeting any personal requirements such as marriage expenses, further studies, etc. LAP can be availed against residential & commercial property
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NRI / PIO Home LoanFollowing type of loan are available to NRIs
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Commercial Property LoanCommercial property loan can be availed by professional (Doctor, CA, Architects or advocates etc) looking to buy property for business purpose or may require funds for up-gradation of operations.
Other self employed can also take commercial property loan to purchase their office places or shops etc. |
Lease Rental Discounting (LRD)You can avail property loan against your leased property. You can pay emi of the loan to be availed by rental earnings from the leased property. While giving you a loan on Lease rental discounting it is important to assertain Profile of the lessee, credit worthiness of the lessee in terms of rent paying capacity
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Top Up LoanYou can apply for an additional loan on an existing loan with HDFC or can ask for that extra amount along with a balance transfer. This is usually extended as a personal loan against the mortgage of the property. We have competitive balance transfer and top up option in our bouque. The LTV on top up loans is restricted to 80% of the market value of the property
http://www.joyloan.in
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Types of Properties in Delhi
There is majorly 2 types of properties. First one is authorized property and second is unauthorized property.
Authorized Property
Authorized Property can be further classified in to 3 categories. And based on these category loan from different banks and NBFC can be availed
- In Delhi there are authorities like DDA, MCD, L&DO etc which developers and allots properties in different sectors and housing societies and schemes. They do all the formalities to get the approval from district and town planer for sanction of their projects and properties. Home Loans for almost every such property is available through HDFC.
- There are many builders in like Ansal API, Ansal Housing, BPTP, DLF Home developers, Omaxe Ltd, Parsvnath Ltd, Ramprastha, Supertech, Unitech, Vatika etc which either construct properties or allots land for residential / commercial and industrial purpose. When they executes any project they takes necessary permission from competent authorities for clearance of project such as fire department, forest department, civil aviation, district and town planer etc.
Home Loan on builder properties are available in their construction time. It is because HDFC underwrites projects based on economical and other feasibility and on reputation of builder they offers different loan schemes on any project as construction linked, flexi payments, down payment or subvention plans.
After possession being handed to customers, Home loans are available on all these properties. - There are many colonies in Delhi like Sangam Vihar, Madanpur Khadar, Hari Nagar etc which were sold by land owners to people without getting any clearance from any authority for using that land for residential / commercial or industrial use. But after area got populated and on request of such inhabitants these areas are converted in to authorized. After authorization, government charges appropriate development charges from these area and provides people with necessary amenities and cleanliness. To Know loan option available on such properties, call our phone number given above.
Unauthorized Property
Properties which are sold by land owners to people without getting any clearance from relevant department for conversion of use of property are not authorized by government agencies for using that land for residential / Industrial / Commercial use. To Know loan option available on such properties, call our phone number given above.
About Delhi
Delhi is the second most populous metropolis in India after Mumbai, with a population of 16.3 million in 2011. The city is also the eighth most populous metropolis in the world. Delhi is the largest commercial center in northern India. National Capital Territory of Delhi comprises 11 districts, 27 tehsils, 59 census towns, 300 villages. New Delhi is jointly administered by the federal Government of India and the local Government of Delhi, The city's transport services are run by the Delhi government and the police are directly controlled by the Central Government.
Remains of seven major cities have been discovered in Delhi.Shah Jahan built the seventh city of Delhi that bears his name Shahjahanabad, which served as the capital of the Mughal Empire from 1638 and is today known as the Old City or Old Delhi. In 1911, the capital of British India was transferred from Calcutta to Delhi. New Delhi, also known as Lutyens' Delhi,
Delhi won the United States Department of Energy’s first ‘Clean Cities International Partner of the Year’ award for its "bold efforts to curb air pollution and support alternative fuel initiatives".
Transportation
Road - Delhi has 1922.32 km of road length per 100 km2, one of the highest road densities in India.
Rail - Delhi is a major junction in the Indian railway network and is the headquarters of the Northern Railway.
Metro - The Delhi Metro, a mass rapid transit system built and operated by Delhi Metro Rail Corporation(DMRC), serves many parts of Delhi and the neighbouring cities Gurgaon, Noida and Ghaziabad.
Air - Indira Gandhi International Airport, situated in the west of Delhi, is the main gateway for the city's domestic and international civilian air traffic.
Remains of seven major cities have been discovered in Delhi.Shah Jahan built the seventh city of Delhi that bears his name Shahjahanabad, which served as the capital of the Mughal Empire from 1638 and is today known as the Old City or Old Delhi. In 1911, the capital of British India was transferred from Calcutta to Delhi. New Delhi, also known as Lutyens' Delhi,
Delhi won the United States Department of Energy’s first ‘Clean Cities International Partner of the Year’ award for its "bold efforts to curb air pollution and support alternative fuel initiatives".
Transportation
Road - Delhi has 1922.32 km of road length per 100 km2, one of the highest road densities in India.
Rail - Delhi is a major junction in the Indian railway network and is the headquarters of the Northern Railway.
Metro - The Delhi Metro, a mass rapid transit system built and operated by Delhi Metro Rail Corporation(DMRC), serves many parts of Delhi and the neighbouring cities Gurgaon, Noida and Ghaziabad.
Air - Indira Gandhi International Airport, situated in the west of Delhi, is the main gateway for the city's domestic and international civilian air traffic.
Material Fact
We, Joy Loan are Delhi NCR based associate of HDFC Ltd. Information displayed on this page are fact of common knowledge as associate of HDFC Ltd or other sources as news / internet / electronic / print media. HDFC Logo displayed in this website (If anywhere) is trade mark of HDFC Ltd.
Before you submit your information to us, ensure that you have understood terms of use of this website
Before you submit your information to us, ensure that you have understood terms of use of this website